Last Updated: October 22, 2025

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you, whether personally or on behalf of an entity ("you") and Forge Verity LLC dba Risk Ninja AI ("we," "us," or "our"), concerning your use of the riskninja.ai website and the Risk Ninja AI application as well as any other media form, media channel, mobile website, or mobile application related, linked, or otherwise connected thereto (collectively, "Site"). By accessing the Site and any products, services, or content therein and linked to, you agree to be bound by these Terms.

2. Definitions and Key Terms

For the purposes of these Terms:

• "Client" means any individual or entity that uses our Services through, within, and connected to the Site.
• "Content" refers to any resources made available on the Site, including but not limited to text, images, guides, and blog posts.
• "Services" refers to the insurance co-intelligent platform and related services and products provided by Risk Ninja AI, which includes but is not limited to policy and document comparisons, coverage analysis, research, and other services and measures therein.
• "Site" refers to riskninja.ai and all sister sites explicitly associated with it.

3. Eligibility to Use Our Services

You must be 18 years or older to use our Site and Services. By accessing the Site and using our Services, you represent and warrant that you are 18 years or older and have the legal capacity to enter into a binding agreement.

4. Services Overview

We provide a variety of insurance services designed to enhance and streamline a Client's insurance workflows and processes. Our key services include:

• INSERT KEY SERVICES HERE

5. Intellectual Property Rights

All Content on our Site is the intellectual property of Forge Verity LLC dba Risk Ninja AI or our licensors. This information is proected by copyright and other intellectual property laws. You may not reproduce any part of the content without express written permission and consent.

6. Use of Content

6.1. Purpose of Content


All Content provided on the Site is for general informational and educational purposes only. You may downloed and use the materials for personal or internal business use, but Content may not be sold, redistributed, or reproduced for commercial purposes without our written permission and consent.


6.2. No Legal, Financial, or Professional Advice


The information provided within our Content is not intended as and does not constitute legal, financial, or professional advice of any kind. While we strive for accuracy, we make no guarantees that the content provided or generated is complete, current, or suitable for your specific needs. You are responsible for consulting with a qualified professional and reviewing all Content generated through our services before making any decisions.

6.3. Use at Your Own Risk


You acknowledge and agree that your use of the Site and its Content is entirely at your own risk. We and our owners, investors, employees, affiliates, or partners shall not be held liable for any loss, damage, or harm resulting from your reliance on the information presented or generated.

7. Confidentiality

All parties agree to confidentiality of any and all proprietary information discussed and disclosed during any meetings or use of Services.

8. Limitation of Liability

To the fullest extent permitted by law, we disclaim all liability for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Site and Services, including any errors or omissions in the Content or any reliance placed on it.

9. Termination of Access & Services

We reserve the right to terminate or suspend your access to our Site, Content, and Services without notice for any conduct or behavior that we believe violates these Terms or the ULA or is harmful to other users, Clients, us, or other third parties.

10. Modification to Terms

We reserve the right to update or modify these Terms at any time without notice. It is your responsibility to review this page periodically for changes. Continued use of the Site and/or Services after any such changes constitutes your acceptance of these new terms.

11. Governing Law

These Terms are governed by the laws of the United States of America, without regard to the conflict of laws principles.

12. Contact Us

If you have any questions regarding these Terms, please contact us at info@riskninja.ai.